Interest Rates

Loan Interest Rates

New Vehicles (2017-2018)
AS LOW AS 2.45%
Used Vehicles (2010-2016)
AS LOW AS 2.95%

Other Loan Services

Platinum Visa Card 8.00%*
Classic and Share Secured Visa Card 11.88%*
Secured Loan as low as 5.95%*
Signature Loan as low as 6.50%*
Share Secured Loan as low as 2.05%*
Open-End Line of Credit 13.00%*

Shared Dividend Rates

Regular and IRA Certificates A.P.Y.
6 Month Term .25%
12 Month Term .50%
All CD’s $1000 minimum deposit

Regular Share Savings
$10 to $1,009 .10%
$1,010 to $10,000 .15%
$10,010 and above .20%

IRA Share Savings
(Regular, Roth, Education)
All Amounts .50%

Christmas Club Savings .05%
Vacation Club Savings .05%

*Contact us for terms and conditions

The Board of Directors have proposed the above Dividend Rates  for the First Quarter of 2018.  All rates are subject to change without notice. The Annual Percentage Yield (APY) is calculated using the Average Daily Balance. Dividends on all Share Savings and Certificate Accounts are compounded and paid quarterly.

 

Note

All Annual Percentage Rates (A.P.R.) quoted above are with Payroll or Automatic Deductions. The A.P.R. is .25% higher if not setup to repay through Payroll or Automatic Deductions. All Interest Rates Are Fixed Rates, unless otherwise noted. Rates are effective January 1, 2018 . All loans subject to underwriting guidelines . Rates subject to change without notice.

 

Your funds are Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government, NCUA, a U.S. Government Agency.