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Rates

Interest Rates
    New Vehicle(2012-2013 Models)
  • 1-60 Months as low as 2.99%
  • 61-72 Months as low as 3.99%
    Used Vehicle
    (2008-2011 Models)
  • as low as 2.99%
    (2004-2007 Models)
  • 1-48 Months as low as 5.25%
  • 49-60 Months as low as 6.25%
  • 61-72 Months as low as 7.25%

    Other Loan Products
  • Secured Loan as low as 9.75%
  • Open-End Line of Credit 13.00%
  • Signature Loan as low as 13.00%
  • Visa Classic Card 11.88%
  • Visa Card 14.88%

Share Dividend Rates
    Regular and IRA Certificates
    (All CD's $1000 minimum deposit.)
  • 6 Month Term .25% A.P.Y.
  • 12 Month Term .50% A.P.Y.

    Regular Share Savings
  • $10 to $1,009 .10% A.P.Y.
  • $1,010 to $10,000 .15% A.P.Y.
  • $10,010 and above .20% A.P.Y.

    IRA Share Savings
    (Regular, Roth, Education)
  • All Amounts .50% A.P.Y.

    Christmas Club Savings ..05% A.P.Y.
    Vacation Club Savings .05% A.P.Y.


All Annual Percentage Rates (A.P.R.) quoted above are with Payroll or Automatic Deductions.  The A.P.R. is .25% higher if not setup to repay through Payroll or Automatic Deductions.  All Interest Rates are Fixed Rates, unless otherwise noted.  Rates are effective January 1, 2013.  72 Month financing available on loans $20,000 and above.  All loans subject to underwriting guidelines.  Rates subject to change without notice.

The Board of Directors have proposed the above Dividend Rates for the First Quarter of 2013. All rates are subject to change without notice.  The Annual Percentage Yield (APY) is calculated using the Average Daily Balance.  Dividends on all Share Savings and Certificate Accounts are compunded and paid quarterly.

Your funds are Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government, NCUA, a U.S. Government Agency.

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